ATMs are plentiful. You’ll find ATMs in liquor stores, supermarkets, country clubs, gyms, bars and attached to banks. Unless you use the ATM at your own bank, you’ll be charged a minimum of $1.50 for accessing your money. Withdrawing money from small, independent groceries or kiosks is likely to incur a higher fee. Be careful when withdrawing money from ATMs; scams have become increasingly frequent and sophisticated. Make sure that what you’re typing your PIN into is, in fact, a legitimate ATM and not a facade created to steal your card and record your number.