All major credit cards are accepted in New Zealand. In general, anywhere that operates EFTPOS will be able to take credit cards, although smaller retail outlets may charge a nominal fee or around 5% of a transaction to offset costs. You may even be able to use them at larger, established markets (such as Victoria Park Market in Auckland. You can also use a credit card to withdraw cash from ATM machines. If a credit card is lost or stolen, report it to the appropriate company immediately.