As everyone has to pay for all medical services in Singapore, it’s essential for both visitors and residents to have health insurance. If you are going to work, chances are your employer will arrange it for you. But if you are just visiting, you should arrange cover with an international company in your home country before travelling. Most standard travel insurance policies do not cover ‘extreme sports’ such as motor sports or bungee jumping, so check carefully what the fine print says before signing up.